MIA Core: Principles of Risk and Insurance, Governance Structure, and Business Processes
MIA Core begins with an introduction to the principles of risk and insurance. On completion, the candidate would be able to appreciate the need for insurance, and understand the complexities associated with using commercial insurance schemes for the poor. Against this backdrop, the benefits of microinsurance for the poor, and the society as a whole are discussed.
MIA Core also elucidates the 4 major delivery models of health microinsurance, and discusses their features and challenges. An evidence-based approach is used to show how the health CBMAS model helps in solving certain issues that are inherent in the other models. The stream also describes in detail the CBMAS governance structure and business processes. For each key actor of the CBMAS, it describes the roles and responsibilities of the individual/committee. The next phase of the courses would cover livestock and crop business processes in detail.
MIA Advanced: Package Design, Pricing, Analysis, and Sustainability
MIA Advanced begins with methods to identify and estimate the most relevant risks for the target group, estimates people's willingness to pay, and studies the impact of thresholds and caps on benefit payouts. The step-by-step process of designing a benefit package, the pricing methodology and the final selection of the benefit package by the community using the "CHAT- Choosing All Together" exercise are explained in detail.
MIA Advanced also presents the financial aspects of the CBMAS. Estimating capital requirements and carrying out financial analysis are important tasks to ensure sustainability. The module also delves into MIA's own Management Information System MIA-MIS.
MIA Implementation: Governance Structure and Key Actors
The courses of the MIA Implementation stream capture significant aspects of the MIA implementation model. The organizational setup of a mutual is discussed in the context of the CBMAS governance structure. The various levels and functionalities of the key actors of CBMAS are defined, chalking out their roles, responsibilities and reporting relationships. Through these courses, the student also understands the community dynamics essential for effective implementation of CBMAS.
The course streams are designed in such a way that ideally a candidate would complete all the streams in the given sequence. However, those candidates who are interested in some streams, have the option to enrol for only those. A candidate who decides to enrol for MIA Advanced requires knowledge of MIA Core.
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Jeff is the editor of Actuaries in Microinsurance, published by Actex in 2015. He is also an independent consulting actuary and actuarial exam instructor for the Group & Health exams. Most of his career has been in the U.S. supplemental health insurance market. He worked 10 years in financial reporting and product development roles for a U.S. insurer prior to becoming a consultant in 2007.
Jeff graduated from Butler University in Indianapolis and became a Fellow of the SOA in 2004. He has 18 years of supplemental health insurance experience, including product development, financial reporting, and asset/liability management. Jeff was a managing actuary at Conseco prior to starting Global Insurance Consulting, Inc. He lives with his wife, daughter, and son in Indianapolis.
Professor David M Dror
- PhD, DBA |
- MIA Online
Prof. David M. Dror is the founding Chairman and Managing Director of the Micro Insurance Academy. Prof. Dror is an acclaimed international expert in microinsurance with over 35 years of experience in social protection and health financing. He served as the Social Security Specialist for the International Labour Organization from 1982 - 2003, advising on social and health insurance systems worldwide. Prof. Dror has been working in India since 2005 and has professional experience in numerous countries across Asia and Africa, including Vietnam, Bangladesh and Nepal. He was named Personality of the Year in 2009 by the Asia Insurance Industry for groundbreaking research and study which has helped boost understanding of how the world's poorest communities can benefit from microinsurance. In 2011, he received the Global Citizen Lifetime Achievement Karmaveer Puraskaar Award for Social Justice and Citizen Action, from the Indian Confederation of NGOs. Prof. Dror holds a PhD (Summa cum Laude), a DBA (Magna cum Laude) and was an honorary professor at Erasmus University Rotterdam (Netherlands).
Dr. Swapna Jambhekar
- MIA Online
Dr Swapna Jambhekar has graduated with a Bachelors of Homeopathic Medicine and Surgery (BHMS) from Mumbai University. She then completed her Post-graduate diploma in Hospital Administration from All India Institute of Local self-Government followed with Masters of Hospital Administration from Tata Institute of Social Sciences, Mumbai and Fellowship in Insurance (FIII). She has worked in the area of health micro insurance as an Administrator with overall responsibility for implementation of Uplift health mutual funds with partner organizations at the grass root level. Later on she worked as External Consultant for micro insurance and in public health with various multi-lateral agencies. She has joined MIA as a Training Specialist with the RES-RISK project.
Dr. Nihar Jangle
- PhD |
- MIA Online
Nihar, Director of Climate Change Program, holds a diploma and a PhD in mathematics from Free University Berlin, Germany. He joined MIA as an actuarial analyst, responsible for developing pricing models and performing risk analysis. As member of MIA's Advisory Services team he led a small project on insurance awareness and client satisfaction. Nihar is now the Director Climate Change Program for the Climate Resilience through Risk Transfer project which is a multi-year intervention on microinsurance solutions for climate-related risks covering health, crop, livestock and natural catastrophe risks. During his studies he spent two years at Brown University in Providence, USA. After a year of post-doctorate studies he joined a consulting company working in the financial industry. His projects were related to risk management and monitoring credit risk (counterparty risk, issuer risk, collateral management, Basel II) for large German banks.
- Senior Researcher |
- MIA Online
Atanu is a post-graduate in Statistics from Indian Statistical Institute (Kolkata) with over 20 years of experience in commercial and development sectors (particularly in the area of health). His experience in the health sector ranges from HIV/AIDS to reproductive and child health, to improving healthcare delivery system and micro planning. At MIA he works as a Senior Researcher with the primary responsibility of providing technical support to various research initiatives and developing Management Information Systems for microinsurance projects. Previously he has worked for GOPA-EPOS (in the Basic Health Project, Govt. of West Bengal), UNICEF (as a Consultant) and renowned NGOs like Child In Need Institute and Bhoruka Public Welfare Trust.
Jacquiline Roberts Singh
- Actuarial Consultant |
- MIA Online
Jacquiline is an actuarial consultant based in New Delhi, India. Her work focuses on research related to microinsurance. While at the Micro Insurance Academy (India), she was involved in activities related to developing reinsurance as a risk management tool for microinsurance units. Prior to this, she worked with the XL Group as an Actuarial Analyst. Jacquiline also writes articles on development issues related to health and education. She holds an M.Phil degree in Economics from the Centre for Economic Studies and Planning, Jawaharlal Nehru University, New Delhi.
Frequently Asked Questions
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If I purchase a product, how often can I use it?
You can use it as many times as you want up for 6 months after purchase. If you feel that you are weak in a certain section of the syllabus, then watch the segment for that material again. If you want to simulate an intensive review seminar, watch the entire library of lessons for your exam over a four/five day span. It all depends on your preferences and we believe that it is this kind of convenience, coupled with the best instruction, which will produce great results for our users.
Can I have an extension if I do not take or if I fail the exam?
Yes! If you buy the seminar and don't pass or take the exam, then we give you access for a 2nd sitting for free. Even if the syllabus changes you still get a 2nd sitting (6 months of access) with all the updated lessons. See more information about this here.
Can I share my account with others?
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We strongly recommend purchasing all source materials. This is simply because in our experience, people who read and reference the source materials in addition to using the online seminar have a higher chance of passing than those that don't. The online seminar is designed to make your use of the source materials much more efficient.
How can I obtain a student discount?
This course is not eligible for a student discount.
Can I purchase my next online seminar without knowing if I passed my last exam?
Yes. If you later find out that you didn't pass your last exam, simply email us at firstname.lastname@example.org, and we will pause access to your new online seminar. This will preserve your new online seminar allowing you to study for your last exam again. When you are ready to resume the paused online seminar, just email us, and we will reactivate it. You will have access to all current materials (same as anyone else using the online seminar at that time).